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Buying vs Leasing In St Charles IL

leasing-vs-buying

 

Are you on the hunt for a good deal on a new Chevy car, truck, or SUV? Has a specific model on our lot in St. Charles, IL caught your eye? In either case, you will eventually need to sit down with the team in our auto finance center to discuss your options. Our Chevy dealership in St. Charles, IL offers both financing specials and leasing specials to new vehicle shoppers.

Financing and leasing both offer unique benefits to many different types of drivers. This page will help our customers determine which is the right choice for their budget, lifestyle, and driving habits.


 

How It Works

Though both options allow St. Charles, IL area drivers to obtain an affordable and reliable car, truck, or SUV, there are several important differences that anyone considering a new Chevy model should know, which are detailed in the table below.

Buying

Vs.

Leasing

Either the price in cash, or a down payment, taxes, and any fees including registration.

Up-Front Costs

Typically the first month’s payment, a security deposit, taxes, and any fees including registration. However, this may vary depending on the model, the dealership, and incentives.

Based on the total price of the vehicle, taxes, and fees, plus interest.

Monthly Payments

Based on the total depreciation of the vehicle throughout the lease term, taxes, and fees, plus interest.

At the end of the loan term, you will own the car, and you may sell or trade-in the vehicle at any time before or after. Be aware the vehicle will suffer depreciation.

End of Term

At the end of the lease you will have the option to purchase the car, or lease or purchase a different car. Leasing does not build equity.

Vehicles can be driven and customized however the owner chooses.

Usage

Leases include mileage limits and generally prohibit modifications.

Care and maintenance is performed at the owner’s discretion, but excessive wear and tear could lower trade-in or resale value.

Wear and Tear

Leased vehicles typically fall under warranty for major repairs, but lessees may face extra charges for exceeding what is considered normal wear and tear.

 

Financing Specials

Most of our customers choose to purchase their new or pre-owned Chevrolet, which is why we offer a wide variety of financing specials to help offset the often intimidating prices associated with new vehicle shopping. Browse our offers now to learn how to save even more on the already affordable prices at our Chevrolet dealership in St. Charles, IL.

 

Leasing Specials

Leasing is increasingly growing in popularity, thanks to lower monthly payments that bring a larger number of models and trims into our customers’ budgets. If you like the idea of upgrading your ride to the latest model every one to three years, then stop in to McCue Chevy to ask about our current leasing specials.

 

About Don McCue Chevrolet

Don McCue Chevrolet is the Midwest’s premiere Chevy dealer, and we are proud to have been serving the St. Charles, IL community for over 40 years.

Please stop by any time, and our team of knowledgeable and helpful product specialists will be happy to answer any questions you may have about any of the models in our large new Chevy inventory. If we don’t have the model you’re looking for, let us know and we will find it for you.


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